Advanced Technologies for Microfinance Operations and Services

ATMOS is a cloud-based system that has over 400 enterprise class security features.

It can act as the platform that could perform vast array of operation-related tasks such as:

  • Client Life Cycle Management
  • In-Branch and Cross-Branch Transactions
  • HR Management
  • Daily, Weekly, and Monthly Reports
  • Communication
  • Product and services (i.e. Loans, Savings and Insurance) and
  • Other products and services.

It has API Capability that could readily be integrated with other systems outside of its framework. This technology could make your service more comprehensive and up-to-date with current trends in financial technologies.

Features & Benefits

CORE | Sense

JYOSNA is keeping up with the current trends in financial technology in improving business processes and service delivery designs. We are currently developing management systems based on artificial intelligence to do more of this.

CORE Sense is an AI-powered system with innovative and relevant features for the financing industry:

  • Machine Learning
  • Institutional Goals Prioritization
  • Performance Management
  • Risk Management
  • Credit Scoring

What We Offer

As an IT solutions and consultancy company, JYOSNA offers wide-range software and hardware solutions to bring ease into doing financial services. Our team of experts also provides consultancy to institutions eying to automate their business process or adopt to innovative technologies.

Core Sense

Deep Core


HRIS & Payroll

JYOSNA Accounting

Internet Satellite Service

Network and Communication Solutions

Business Process Consultancy

Software Development Consultancy

Our Clients